HIGH RISK MERCHANT ACCOUNTS
GFS specializes in high risk merchant accounts for credit card processing and alternative payment options.
 By specializing in high risk merchant accounts, we provide merchant account solutions that are tailored to meet the needs of each merchant. GFS is constantly searching for processor relationships who understand the high risk merchant account industry. We are also committed to providing the newest payment solutions and technology to our merchants. Some of our payment solutions include:
- Credit card processing
- Checks by phone guarantee
- ACH debit
- Recurring billing: debit ACH
- Recurring billing: credit
- Multi currency processing
- Unlimited sales volume
We will provide you with a high risk merchant account in the USA or an offshore merchant account.
Obtain a credit card merchant account from GFS for you high risk merchant account needs. complete the attached pre-qual application and one of our representatives will contact you with our available payment solutions.
HOW TO CHANGE YOUR HIGH RISK MERCHANT ACCOUNT TO A LOW RISK MERCHANT ACCOUNT
GFS will review your business model, business procedures, processing history, web site and assist you in the process of changing or modifying your business model, procedures, web site, etc. so that your merchant account will not be classified as a high risk merchant account.
Once you begin processing with us, we will continue to perform ongoing risk management services to help you minimize both chargebacks and fraud. We will focus on maximum customer service and transaction accuracy to reduce your chargebacks. We will also provide you with the latest methods and technologies to minimize and manage fraud and chargebacks.
We have experts who have been in the industry for over 20 years and they work with the banks and processors in the risk and underwriting process. Even if you have had chargeback problems in the past, we can still assist you.
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WHY IS AN ACCOUNT CONSIDERED A HIGH RISK MERCHANT ACCOUNT?
Many banks or processors consider certain types of business models to expose the bank or processor to higher levels of risk. Some of these business types include: travel merchant accounts, adult merchant accounts, telemarketing merchant accounts, various internet merchant accounts, and many more.
The banks consider an account a high risk merchant account based on the potential for excessive chargebacks from customers, un satisfaction of the products and services, excessive returns, quality of the product and services offered for sale, long time period to fulfill the order, financial liability that the bank or processor will incur for processing for the merchant, or bad publicity towards the bank for accepting certain types of businesses.
We can provide you with a high risk merchant. At GFS, we will first review your account to determine if we can place it in the the USA. If we can not place your account in the USA, we will obtain an offshore merchant account. In addition to an offshore merchant account, we will work with you on your business model, processing procedures, etc. to change your high risk classification to an acceptable classification to process in the United States.
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GUARDIAN FINANCIAL SERVICES, INC.
6621 E. Pacific Coast HWY 260
Long Beach, Ca 90803
Tel:
(562) 431.1140
Fax: (562)684.4634
info@guardianfinance.com
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